Thought I should let you guys know, for those personal non-commercial folks out there, you can get a free SSL certificate from StartSSL. Only costs if you are using it for commercial reasons, and I have installed it absolutely perfectly. They also provide support for their certificates through Jabber, 24 hours a day.
Link:
http://www.startssl.com/
Also, they offer free certificates for email encryption and signing. That's another topic however
