thats my problem. I have to delete it otherwise the site wont use the default.htm.
The vhosts file never gets updated so anything I put in ISPConfig for default pages does not work.
I have to delete index.html so the default.htm or default.php and etc will work instead. A few days later it's back to a default ispconfig index.html file.
This needs to be stopped and the vhost file needs to be updated by ispconfig so it will use the correct files.